Excess “Umbrella” Liability

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Is your Financial Security at Risk?

You do not have to a millionaire to be sued like one.  A personal excess policy provides you with liability coverage for damages for which you or members of your household may be legally responsible.

Liability awards in the multi-million dollar range resulting from automobile accidents, accidents on your property and other causes are no longer uncommon.  Your present coverage might only cover part of the debt that could result from a court award against you.  Since bad things can happen to good people, we recommend the purchase of an Excess Liability policy extending over and above the limits of liability provided in your homeowner, personal automobile, boat or other policies for lawsuits brought against you.

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