Nonprofit Insurance Specialists

As a specialist with 20 years’ experience insuring nonprofits, we almost always find ways to help you reduce your cost, increase your protection, and improve customer service.

rich-skorupskiOur nonprofit clients range from social service agencies including ARC’s, cerebral palsy, autistic, and mental health agencies to advocacy organizations, halfway houses, affordable housing, and YMCA/YWCA programs.

We address issues that “generalists” often do not. As specialists, we have access to more carriers and competitive pricing.

For example, we are partnering with Omnisure Risk Consulting to offer a higher level Risk Management services to our nonprofit clients. The program is designed to address issues faced by nonprofits that most insurance carrier’s loss control departments tend to avoid. We’ll provide you with risk management solutions that help you avoid lawsuits, negative public exposure and costly insurance claims.

Our goal is to help nonprofit executives understand what insurance they are buying and provide hands-on customer service from risk management to claims. Issues we address include:

  • Exposure analysis including directors and officers, sexual abuse and molestation, professional liability, and general liability
  • Risk financing strategy consultation
  • CARF accreditation support
  • Property valuations to ensure proper coverage
  • Claims, loss control, and risk management support
  • Employee benefits, administration, and communications

As an insurance broker that specializes in working with nonprofits, we can give you a “second opinion” on your insurance program.

You will know more about where you stand with your insurance coverage, so you have what you need to protect your organization.


“I have always been impressed with Rich’s knowledge of the issues that confront the nonprofit provider of social services. Whether an insurance question or a claims issue, Rich is always very responsive.”

Angel Perez, Executive Director, NJ Association on Correction

“Rich worked tirelessly to ensure we received the best coverage and the highest quality services at the lowest cost. Rich provides more than just insurance coverages – he becomes part of your management team and works to enhance your programs…

Biren Parikh, CFO, Cerebral Palsy of North Jersey

“Rich takes a holistic approach to insurance programs.   In addition to providing a thorough and professional assessment of our insurance needs, he works with the entire agency to ensure we are taking a proactive approach to preventing and managing claims.   Rich…

Lauren Panarella, Executive Director, Arc Somerset County

“We are an 11-site, $18M multi-service nonprofit with locations throughout NYC.  After a lengthy search, Meeker Sharkey became URI’s insurance broker of record.  We have been impressed with the level of attention and detail that both Richard Skorupski and Heidi…

S. Scott Mason, esq., GC/VP Operations, Urban Resource Inst.
Reference Materials

Featured Topic:

Nonprofit Staffing Strategies for New Overtime Regulations

On June 30, 2015, the United States Department of Labor proposed raising the min imum salary required for the “white collar” overtime exemptions (executive, administrative, and professional) from $455 per week ($23,600 per year) to $921 per week ($47,892 per year), with automatic annual upward adjustments. The DOL further proposed raising the salary
threshold for the “highly compensated” exemption from $100,000 to $122,148, adjusted annually. These regulations are likely to be adopted later this year.

If these regulations take effect, many employees who are currently classified as salaried exempt will no longer pass the salary test. This change will affect millions of employees who earn more than $23,600 but less than $47,892 per year. The new regulations will significantly impact the nonprofit world, where salaries in the $25,000-$45,000 range are common. Nonprofits should start planning now to meet the upcoming budgetary challenges.


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