Knowledge Center

Welcome to Meeker Sharkey & Hurley’s Knowledge Center, where we come to share relevant news, trends, and views with our clients.  Here you can find the latest information on best practices in your industry, or locate timely insights related to risk management – this is our way of supporting your ongoing success.  Please bookmark this page and check back often for the latest updates.

 

Reflecting On Exposure And Coverage In The #METOO Era

As the press continues to extensively cover allegations of sexual misconduct by individuals in a position of authority or influence, the matter of workplace harassment is front and center at water coolers and dinner tables across the country.

WINTER PREPARATION: A CHECKLIST FOR YOUR BUSINESS

Winter can be a risk to the continuity of business operations. Small business owners should be ensuring that their assets and operations are protected against the elements of the season. A strong handle on risk management can help to maintain stability during this season.

The Ins and Outs of Claims-Made Policies

Before an insured can report a claim, he or she needs to know what constitutes a claim. In many instances a claim may be defined as “an oral or written demand for monetary or non-monetary damages, including any judicial or administrative proceeding.” (It should be noted that not all policies utilize this exact wording.)

3 Pool Safety Tips for Homeowners

A backyard pool can be the center of summertime fun, family time, and exercise. Having a pool at home can…

Heading to College: What to Insure

Heading to College can be an exciting time for young people. It often serves as the first major step on…

Long-Term-Care Insurance Isn’t Dead. It’s Now an Estate-Planning Tool

Hybrid policies, aimed at affluent Americans, offer long-term-care benefits along with potential death benefits. Source:  WSJ 6.9.18 Last year, after…

Why This Year’s Tick Season Might Be the Worst in Years and How to Protect Yourself

The Year of the Tick. A tick(ing) time bomb is set to explode this season, in fields, forests and yards…

10 Ways to Prepare Your Boat for a Hurricane

  Source: Chubb Insurance – Prepare Your Boat for a Hurricane Last year’s Atlantic hurricane season was the busiest in…

5 things drivers need to know before working for a ridesharing service

You have a nice car and could use extra cash. You sign up to be a driver, install the app and soon you are driving people around and making money. Is it too good to be true?

When Trusts and LLCs Hold Assets: The Hidden Risks

For many highly successful individuals and families, placing the ownership of assets such as homes, boats and other property into trusts and limited liability corporations (LLCs) makes a lot of sense. Whether for tax, privacy or other reasons, trusts and LLCs can be useful tools.

CARBON MONOXIDE SAFETY TIPS FOR YOUR HOME & VEHICLE

There are few potential hazards in the home that are as serious as carbon monoxide. The Consumer Product Safety Commission (CPSC), the federal regulator of product safety standards, points out that carbon monoxide (CO) is a colorless, odorless gas that cannot be detected by human senses. It can be in your home’s environment and cause serious harm to the health of you and your family before you know it, and ingesting any large amount of CO is fatal.

Coming out of Layup

When Spring approaches, it’s an exciting time as you prepare for boating season.

How will you cover your Share of Liability above your Coverage Limits?

One myth about an umbrella policy is that it’s only needed by the wealthy.  These days the cumulative value of homes, vacation homes, rental property, cars, boats, savings, investments, and so on, owned by many people who don’t consider themselves wealthy, make them vulnerable to liability beyond their auto or homeowner’s insurance limits.  A good question to ask yourself is whether you have assets that you don’t want to put at risk in the event of a catastrophic liability.

How employers can best engage millennials in benefits

No, millennials aren’t some strange new alien people in the workforce — but our needs are different than older generations. It benefits employers to understand how history has shaped who we are to make better decisions about recruiting and retaining talent.

Do you know you can use a private insurance plan for NJ Temporary Disability Benefits (TDB)?

If your company has employees, you probably know you are required by law to provide disability benefits if your employees can’t work due to illness or an injury that happens off the job.

OSHA’s final rule to ‘nudge’ employers to prevent workplace injuries, illnesses

Earlier this month, OSHA issued a final rule to modernize injury data collection to better inform workers, employers, the public, and OSHA about workplace hazards. The new federal requirements will take effect on August 10, 2016.

Employee Benefits – Compliance and Creative Solutions

Meeker Sharkey & Hurley is featured in this month’s ‘Rough Notes’ Insurance Magazine. “At some point, we’re going to be down to the big three health insurance carriers, so the broker’s value proposition has changed from getting the lowest quote to really helping employers strategize about their benefits” – Tom Sharkey Jr., President

Meeker Sharkey & Hurley Helps Nonprofits Move to Medicaid Fee-for-Service Model with Less Risk

The program includes a webinar, “Medicaid and the Risk to Providers,” featuring Medicaid expert Ivan Punchatz of Ingersoll & Rooney. In addition, MS&H published two special reports: “Insurance Questions for Non-Profits Transitioning to Fee-For-Service” and the “Cyber Liability Risk Reduction Checklist.” MS&H is also offering providers a free review of their cyber insurance coverage.

Data Breaches Cost to Healthcare? $6.2 Billion

Data breaches in healthcare are increasingly costly and frequent, and continue to put patient data at risk.

Meeker Sharkey & Hurley ~ Named US Specialty Broker 2016

Insurance Business America Magazine produced their first-ever compilation of agencies that have found their niche – and success. From coast to coast, these 148 agencies and brokers provide specialized services to insure their clients’ every need, from aircraft to yoga. Meeker Sharkey & Hurley is recognized for their specialization in insuring nonprofits.

New Housing Guide for the Disability Community

This housing guide was designed specifically for individuals with disabilities and their families with a concentration on those with intellectual and developmental disabilities.

Meeker Sharkey & Hurley Helps Nonprofits Move to Medicaid Fee-for-Service Model with Less Risk

The program includes a webinar, “Medicaid and the Risk to Providers,” featuring Medicaid expert Ivan Punchatz of Ingersoll & Rooney. In addition, MS&H published two special reports: “Insurance Questions for Non-Profits Transitioning to Fee-For-Service” and the “Cyber Liability Risk Reduction Checklist.” MS&H is also offering providers a free review of their cyber insurance coverage.

Hackers are getting everyone’s attention, even those that you might think as the best protected!

Imagine the Invisible Man, sitting on the armchair in your bedroom at night, watching you and listening to your private conversations. What could he do with that information? Blackmail you? Gain access to your online accounts? Jeopardize your privacy and safety? Certainly all this and more.

Spoofing the Boss Turns Thieves a Tidy Profit

The U.S. Federal Bureau of Investigation (FBI) this week warned about a “dramatic” increase in so-called “CEO fraud,” e-mail scams in which the attacker spoofs a message from the boss and tricks someone at the organization into wiring funds to the fraudsters. The FBI estimates these scams have cost organizations more than $2.3 billion in losses over the past three years.

Data Breaches Cost to Healthcare? $6.2 Billion

Data breaches in healthcare are increasingly costly and frequent, and continue to put patient data at risk.

Held Hostage: Is Your Business Information At Risk For Ransom?

These days, being held for ransom has taken on a whole new meaning–and your business technology’s biggest threat is virtual, persistent, and extremely difficult to pin down. According to the Federal Bureau of Investigation (FBI), ransomware attacks are on the rise—and businesses are becoming increasingly targeted over individual consumers due to their ability and willingness to pay higher ransoms.

Cyber insurance finding a market among non-profits

“More and more non-profits are coming around to the fact that they have exposure to cyber risks and need cyber coverage,” said Craig Sutherland, chief operating officer at retail agency Meeker Sharkey & Hurley. He said the agency works with about 50 non-profits and that non-profit clients make up about 10% of the company’s premium base.

Coordinating FMLA, ADA and Workers Compensation – Recorded January 11th, 2018

Join us as we outline the turbulence and the penalty-infested waters of medical leave laws every employer needs to know about and try to avoid.

Self~Funding Overview ~ Join Us on September 28th

Start your day off right with Meeker Sharkey & Hurley and Group Benefit Services. Breakfast and a discussion on Self-Funding and why it can make a difference for companies of all shapes and sizes.

Free Webinar Demystifies Medicaid Risk for Providers

Providers concerned about the Medicaid program will have an opportunity to learn how to navigate the risks during a free webinar on November 9 offered by Meeker Sharkey & Hurley and Buchanan Ingersoll & Rooney.

Cyber Security Round Table ~ Join Us on October 20th

October 20, 2016 From 8:00 a.m. – 10 a.m. Register Now!

HIPAA Webinar – Recorded from July 27th, 2016

HIPAA Privacy and Security Overview

Preparing for and Surviving a DOL Audit – Recording from May 4th, 2016

Are You Prepared for an Audit from the Department of Labor?