Excess “Umbrella” Liability

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For Potentially Catastrophic, Unanticipated Losses with Potential for Serious Impact on your Business’ Financials

Excess Liability provides Limits of Liability over and above primary insurance (ie: General Liability, Automobile Liability, Employers’ Liability, Etc.).  The coverage is triggered when the amount of loss exceeds (or exhausts) an existing primary policy’s Limits of Insurance. Excess Liability coverage typically mirrors the terms and conditions of the underlying policy(ies).

At the James F. Hurley Insurance Agency Corp., we believe in high Limits of Liability insurance. Often it is not the $5,000 or $10,000 claim that will put you out of business. It is the $1,000,000-or-more loss you never saw coming that can really bring an organization to its knees. Let us help you better prepare for the unexpected by reviewing your need for Excess Liability insurance.

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