Before an insured can report a claim, he or she needs to know what constitutes a claim. In many instances a claim may be defined as “an oral or written demand for monetary or non-monetary damages, including any judicial or administrative proceeding.” (It should be noted that not all policies utilize this exact wording.)
Moms and dads who still think of themselves as protectors and advisers, even after their children become legal adults, often don’t consider the real-world implications of that milestone birthday. They and their young-adult children need to think about the unthinkable in advance. Three forms—HIPAA authorization, medical power of attorney, and durable power of attorney—will help facilitate the involvement of a parent or other trusted adult in a medical emergency.
If you see grown men and women staring at their phones as they walk into police stations, churches or the backyards of strangers, you could be witness to the latest video gaming phenomenon to take the world by storm.
If your company has employees, you probably know you are required by law to provide disability benefits if your employees can’t work due to illness or an injury that happens off the job.
These days, being held for ransom has taken on a whole new meaning–and your business technology’s biggest threat is virtual, persistent, and extremely difficult to pin down. According to the Federal Bureau of Investigation (FBI), ransomware attacks are on the rise—and businesses are becoming increasingly targeted over individual consumers due to their ability and willingness to pay higher ransoms.
Insurance Business America Magazine produced their first-ever compilation of agencies that have found their niche – and success. From coast to coast, these 148 agencies and brokers provide specialized services to insure their clients’ every need, from aircraft to yoga. Meeker Sharkey & Hurley is recognized for their specialization in insuring nonprofits.
“More and more non-profits are coming around to the fact that they have exposure to cyber risks and need cyber coverage,” said Craig Sutherland, chief operating officer at retail agency Meeker Sharkey & Hurley. He said the agency works with about 50 non-profits and that non-profit clients make up about 10% of the company’s premium base.
Ask our own Rich Skorupski. In May, 2015, Rich was ranked by Insurance Business America among the Top 10 Producers in the Insurance Industry. “Ultimately, I felt if I was going to work with businesses, I wanted to work with businesses that had a social conscience and served individuals in need. Being an insurance agent allows me to help these organizations meet their goals by protecting their assets.”
Meeker Sharkey & Hurley is featured in this month’s ‘Rough Notes’ Insurance Magazine. “At some point, we’re going to be down to the big three health insurance carriers, so the broker’s value proposition has changed from getting the lowest quote to really helping employers strategize about their benefits” – Tom Sharkey Jr., President
One myth about an umbrella policy is that it’s only needed by the wealthy. These days the cumulative value of homes, vacation homes, rental property, cars, boats, savings, investments, and so on, owned by many people who don’t consider themselves wealthy, make them vulnerable to liability beyond their auto or homeowner’s insurance limits. A good question to ask yourself is whether you have assets that you don’t want to put at risk in the event of a catastrophic liability.
We help you understand and manage your personal insurance exposures. We service the Personal Insurance needs of all our clients with expert care and detailed attention. Our highly-trained staff is focused on personal attention and professional best practices to ensure that you…
Complete commercial insurance coverage for all aspects of your business, school, municipality, non-profit organization or financial institution. The Meeker Sharkey & Hurley Insurance Agency is organized to provide the specific business insurance you need when you need it. You benefit from…
The Meeker Sharkey & Hurley Insurance Agency is here to help you find which insurance products are right for you, your family and your business. Your future security, your family’s and that of your employees may depend on the choices…